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在場的委員先進列席的正午 吉安市長官員會長 工作夥伴媒體記者女士先生有請顧部長跟我們資源規劃司的藍司長請顧部長還有藍司長"},{"start":20.908,"end":44.359,"text":"部長好 市長好部長你應該是我們中華民國歷任國防部長當中歷練最豐富的你當過單產會的主委你過去的專業是律師你也當過金管會的主委是不是這樣所以你現在當著國防部長你很多領域都了解包括投資理財你也了解那請教一下你個人的投資理財該不會只有存定存吧"},{"start":46.502,"end":69.193,"text":"跟委員報告 我當律師的時候比較有投資理財的我了解 是的 是的我當了金管會後呢就不能做了不但不能做 而且還被限制算了 應該不能夠好 那我這樣子有很多限制 所以後來就沒有再沒有再參與好 TISA你了解吧 TISA"},{"start":69.904,"end":89.161,"text":"是 這個個人的一個理財的專務目前金王岳主委在推動的幫國家的國民增加他的這樣的一個資產的投資好 那我們來看一下其實呢 我之前上上週我問了我們的副部長我說對於短疫期的志願役士官兵他們退伍後是需要協助的因為怎麼樣"},{"start":89.861,"end":118.449,"text":"因為他還很年輕可能30歲就退了退了之後他要轉業或者創業他有第二春對不對所以目前我們對於這個第二類的退出役官兵就是154年以上未滿10年的是不是發給一次退伍金沒錯吧簡單回答是 有發一次退伍金但是我們知道我們國軍目前的基層的官兵短一期的志願式官兵很重要他們人才招募進來之後奉獻了可能沒有超過10年的青春之後正當他們"},{"start":119.569,"end":136.732,"text":"年壯的時候的30歲他們就要出去面對什麼轉業 就業 或者是升學所以我們給他急難救助 法律諮詢寡惠補助 職業訓練就業津貼等等等但是這裡面對他的轉業或再就業有沒有幫助呢部長我們來往下看 來"},{"start":138.856,"end":154.125,"text":"因為我剛剛說明你的資歷很豐富你看我們目前國家對於人民的職業保障是什麼如果他退伍了 他參加勞保他根據勞退條例有僱主提撥6%這你應該了解他也可以自提而且這是複利計算"},{"start":155.606,"end":178.086,"text":"他如果退伍了他結甲歸田他擔任農民我們上週才通過了農民退休儲金條例我們過去農民退休儲金必須你有參加農保但是我們短一期的志願役士官兵他有從農但因為他領了退伍金他不能適用老農津貼他有時候也不去加農保"},{"start":179.207,"end":192.087,"text":"但是我們上星期我們改了我們讓他可以加入農退農退是什麼假設說基本工資三萬你可以每個月存三千政府幫你補三千未來更好"},{"start":193.311,"end":216.811,"text":"過去是1比1現在是1比1.5政府出6成你出4成這是我們第二類農民他退伍結甲歸天后他可以選擇勞工他可以選擇農民都是從他退伍後才開始但是呢我們目前的陸海空軍軍官士官服役條例的23條你只要3年以上未滿20年折抵現在年資只給退伍金部長你了解嗎"},{"start":218.823,"end":241.216,"text":"好 聰明了解好 那我們要來個提議來 我們往下看如果說我們給這些短一期的志願式官兵也類似樣的勞退或者是說農民退休儲金政府幫他提繳一部分譬如說現在勞退是提6%勞工自己也可以提提1%到6%但是有八成以上勞工都沒有提大部分都靠政府提"},{"start":242.146,"end":269.06,"text":"這些錢 目前勞退資金你知道年化報酬率多少嗎上個月的新聞 年底的新聞我們平均每位勞退基金啊賺了五萬多啊一直成長喔那如果說我們今天我們國防部推行的這個政策把他放在TISA裡面他退伍之後 他如果去勞工他可以把他帶進勞退的專戶他如果從農 他可以進入了農退的專戶部長 這樣你了解吧"},{"start":270.646,"end":295.347,"text":"增加我們短義騎士官兵他退伍後的轉業保障您同意嗎您的意思是他在服役的期間對 他在服役的期間我們國防部就幫他比照參考類似勞退或農退的方式幫他提一筆錢他退伍後他才能帶走但是不是退伍金的概念退伍金是一次給這個是放在帳戶裡面我下面講給你聽來 你看看我幫你試算了"},{"start":296.167,"end":318.988,"text":"來下一頁假如說短期刺官兵我們目前以下的平均月薪大概是四萬三五年以上的平均是四萬五啦我是抓個平均啦如果我們政府提繳他在第一二年我們幫他提十趴三四年十二點五十五十七點五二十一此類推大概我們政府啊對他的比他的薪資的比例呢第一年要幫他存十萬三"},{"start":320.049,"end":347.239,"text":"三四你要幫他存 累積到232萬到了第五六年 七八年 最後十年內我們幫這樣的一個短一期志願役士官兵幫他存了71萬多但是這些錢在這十年當中根據我們的年化報酬率累積負利區計算他大概可以領回106萬請問藍市長106萬有沒有對於這些十年退伍的志願役士官兵第二類的農民有沒有比他們退伍金多"},{"start":348.959,"end":366.274,"text":"市長有沒有 你知道嗎旁邊有一位是哪一位直接說有沒有比較多有比較多多很多嘛報委員 其實我們除了一筆退伍金以外其實軍保的部分也有一筆的給付對 都是一致性的對 然後軍保的給付目前官兵致富額是35%然後國家負擔是65%軍保保哪些項目"},{"start":372.15,"end":390.763,"text":"保傷殘嘛很多項目嘛但是你知道嗎農退跟勞退只有保什麼退休的準備 你了解嗎所以勞保有沒有你說的也有農保也有所以我在講的是我講的不是保險我講的是職業保障所以部長你回去一下指示你們的幕僚研究一下"},{"start":391.443,"end":407.135,"text":"如果說今天我們國家要提升這些基層的志願役短期的士官兵他未來人生第二春他的準備除了前面的六項輔導之外請您評估一下這樣子如果以他十年來說政務投入的金額是71萬"},{"start":409.396,"end":429.202,"text":"71萬但是他可以領出來的因為有了TISA的複利他可以領出106萬這對我們團體的志願士官兵他的退伍後除了一次性的退伍金之外他不管轉從勞工 轉從農業他都可以持續的把這樣的一個對自己的職業保障帶進去部長 你了解了"},{"start":430.305,"end":448.34,"text":"我了解但是我想這個部分涉及到要看起來是一個新的制度那涉及到政府要提繳一定的比例這個部分應該不是國防部單純本身可以決定的我在財政委員會我很樂意協助"},{"start":448.9,"end":469.975,"text":"因為目前我們在國家的財政在我們家金管這個TISA這個事情是對全民來講的一個全民國民儲蓄在日本叫NISA在台灣叫TISA最後的結論因為時間到了我說結論請你評估指示呢另設短疫期士官兵提繳賬戶政府疫情年資逐年提高提交比例"},{"start":470.936,"end":481.274,"text":"其可自行提繳同等比例該帳戶基金投入TESA複利累積其退伍時可全額轉入勞退或農退帳戶的可行性一個月內提出書面報告 可以嗎"},{"start":482.55,"end":504.875,"text":"不過你那個投入TESA累積負力這件事情如果TESA它再去做這個整個投資的運用還是要看這個投資的一個還是有一定的當然它有一定的風險反正投資必有風險這沒有錯但是這幾年來我們覺得因為直接講一個負力好像這個一定可以負力它本來就是負力但是它當然會有"},{"start":506.615,"end":533.03,"text":"贏虧啦 會有損益這個請你們評估因為目前國家在推 金管會在推賴總統也支持 行政院也支持是不是為了提升我們短期志願役士官兵他們在第二春人生的時候除了退伍金目前既有的軍保的退伍金之外他可以有一個累計類似勞退或農退的方式他未來轉到農民 轉到勞工這一筆的退休保障會跟著他的人生走 好不好"},{"start":534.441,"end":542.011,"text":"這個我們要跟香港部會來進行但是你們先進行評估其他部會這個我都會設法來解決好不好好 我們來評估 謝謝"}],"gazette":[{"speaker":"鍾委員佳濱","start":"2026-01-12T11:09:49.576000+08:00","guessed":false,"end":"2026-01-12T11:09:54.001000+08:00","text":"主席、在場的委員先進、列席的政府機關首長官員、會場工作夥伴、媒體記者女士先生。","quality":0.824},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:09:54.862000+08:00","guessed":false,"end":"2026-01-12T11:09:57.405000+08:00","text":"有請顧部長跟資源規劃司的藍司長。","quality":1},{"speaker":"主席","start":"2026-01-12T11:09:57.405000+08:00","guessed":false,"end":"2026-01-12T11:09:57.945000+08:00","text":"請顧部長，還有藍司長。","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:09:57.945000+08:00","guessed":true,"end":"2026-01-12T11:10:09.908000+08:00","text":"鍾委員好。","quality":0},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:09.908000+08:00","guessed":false,"end":"2026-01-12T11:10:10.768000+08:00","text":"部長好、司長好。","quality":0.833},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:11.168000+08:00","guessed":false,"end":"2026-01-12T11:10:23.894000+08:00","text":"部長，你應該是我們中華民國歷任國防部長當中歷練最豐富的，您當過黨產會的主委，您過去的專業是律師，您也當過金管會的主委，是不是這樣？","quality":0.932},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:23.894000+08:00","guessed":false,"end":"2026-01-12T11:10:28.236000+08:00","text":"所以您現在當國防部長，很多領域您都了解，包括投資理財，您也了解。","quality":0.893},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:30.297000+08:00","guessed":false,"end":"2026-01-12T11:10:33.339000+08:00","text":"請教一下，您個人的投資理財該不會只有存定存吧？","quality":0.952},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:35.502000+08:00","guessed":false,"end":"2026-01-12T11:10:40.865000+08:00","text":"跟委員報告，我當律師的時候比較有投資理財的……","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:41.445000+08:00","guessed":false,"end":"2026-01-12T11:10:42.165000+08:00","text":"我了解，是的。","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:43.346000+08:00","guessed":false,"end":"2026-01-12T11:10:44.526000+08:00","text":"我當了金管會主委以後……","quality":0.7},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:45.267000+08:00","guessed":false,"end":"2026-01-12T11:10:45.847000+08:00","text":"就不能做了？","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:48.028000+08:00","guessed":false,"end":"2026-01-12T11:10:49.088000+08:00","text":"不但不能做，而且……","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:49.649000+08:00","guessed":false,"end":"2026-01-12T11:10:49.969000+08:00","text":"還被限制。","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:50.669000+08:00","guessed":false,"end":"2026-01-12T11:10:53.671000+08:00","text":"算了，應該有很多限制。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:56.132000+08:00","guessed":false,"end":"2026-01-12T11:10:57.733000+08:00","text":"好，TISA你了解吧？","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:57.733000+08:00","guessed":true,"end":"2026-01-12T11:10:58.733000+08:00","text":"所以後來就沒有再……","quality":0},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:58.733000+08:00","guessed":true,"end":"2026-01-12T11:10:59.733000+08:00","text":"好，沒有再參與。","quality":0},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:10:58.033000+08:00","guessed":false,"end":"2026-01-12T11:10:58.173000+08:00","text":"TISA你了解吧？","quality":0.5},{"speaker":"顧部長立雄","start":"2026-01-12T11:10:58.904000+08:00","guessed":false,"end":"2026-01-12T11:11:02.507000+08:00","text":"這是個人的理財專戶。","quality":0.778},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:02.507000+08:00","guessed":false,"end":"2026-01-12T11:11:07.912000+08:00","text":"就是目前金管會主委在推動幫國家國民增加資產的投資。","quality":0.833},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:08.372000+08:00","guessed":false,"end":"2026-01-12T11:11:23.902000+08:00","text":"那我們來看一下，上上週我問了副部長，我說短役期的志願役士官兵退伍後是需要協助的，因為他們還很年輕，可能30歲就退了，退了之後要轉業或者創業，有第二春，對不對？","quality":0.971},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:23.902000+08:00","guessed":false,"end":"2026-01-12T11:11:30.804000+08:00","text":"所以目前我們對於第二類退除役官兵，就是服志願役4年以上未滿10年的，是不是發給一次退伍金？對。","quality":0.85},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:33.265000+08:00","guessed":false,"end":"2026-01-12T11:11:33.525000+08:00","text":"沒錯吧？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:34.705000+08:00","guessed":false,"end":"2026-01-12T11:11:34.825000+08:00","text":"簡單回答。","quality":1},{"speaker":"藍司長靜婷","start":"2026-01-12T11:11:35.205000+08:00","guessed":false,"end":"2026-01-12T11:11:36.326000+08:00","text":"是，有發一次退伍金。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:11:36.446000+08:00","guessed":false,"end":"2026-01-12T11:12:04.410000+08:00","text":"但是我們知道，我們國軍目前的基層官兵，短役期的志願士官兵很重要，人才招募進來奉獻不超過10年的青春之後，正當他們年壯時候的30歲，他們就要出去面對轉業、就業或者是升學，所以我們給他們急難救助、法律諮詢、掛號費補助、職業訓練、就業津貼等等，但是這裡面對他們的轉業或再就業有沒有幫助呢？","quality":0.935},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:12:04.911000+08:00","guessed":false,"end":"2026-01-12T11:12:05.712000+08:00","text":"部長，我們往下看。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:12:08.176000+08:00","guessed":false,"end":"2026-01-12T11:12:14.460000+08:00","text":"我剛剛說明你的資歷很豐富，你看目前我們國家對於人民的職業保障是什麼？","quality":0.938},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:12:14.460000+08:00","guessed":false,"end":"2026-01-12T11:12:23.105000+08:00","text":"如果他退伍了，他參加勞保，根據勞退條例，有雇主提撥6%，這您應該了解，他也可以自提，而且這是複利計算。","quality":0.953},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:12:24.606000+08:00","guessed":false,"end":"2026-01-12T11:12:54.858000+08:00","text":"他如果退伍了，他解甲歸田擔任農民，我們上週才通過了農民退休儲金條例，過去農民退休儲金必須有參加農保，但是短役期志願士官兵如果從農，因為他領了退伍金就不能適用老農津貼，他有時候也不去加農保，但是上星期我們改了，我們讓他可以加入農退，農退是什麼？","quality":0.955},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:12:54.858000+08:00","guessed":false,"end":"2026-01-12T11:13:15.042000+08:00","text":"假設基本工資3萬，可以每個月存3,000，政府幫忙補3,000，未來更好，過去是1比1，現在是1比1.5，政府出六成，自己出四成，這是第二類農民退伍解甲歸田後可以選擇勞工、可以選擇農民，都是從他退伍後才開始。","quality":0.873},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:13:15.663000+08:00","guessed":false,"end":"2026-01-12T11:13:25.811000+08:00","text":"但是目前陸海空軍軍官士官服役條例第二十三條，只要服役3年以上未滿20年，折抵現在年資支給退伍金，部長，你了解嗎？","quality":0.854},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:13:28.183000+08:00","guessed":false,"end":"2026-01-12T11:13:28.343000+08:00","text":"充分了解喔？","quality":0.4},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:13:29.064000+08:00","guessed":false,"end":"2026-01-12T11:13:55.268000+08:00","text":"那我們現在來個提議，如果說我們給這些短役期志願士官兵也類似這樣的勞退，或者是農民退休儲金，政府幫他提繳一部分，譬如說現在勞退是提6%，勞工自己也可以提，提1%到6%，但是有八成以上的勞工都沒有提，大部分都靠政府提，你知道目前的勞退資金年化淨報酬率是多少嗎？","quality":0.896},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:13:55.268000+08:00","guessed":false,"end":"2026-01-12T11:14:03.252000+08:00","text":"上個月（年底）的新聞，平均每位勞退基金賺了五萬多，一直成長喔！","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:14:04.193000+08:00","guessed":false,"end":"2026-01-12T11:14:16.579000+08:00","text":"如果今天國防部推行了這個政策，把它放在TISA裡面，他退伍之後如果去擔任勞工，可以把它帶進勞退專戶；他如果從農，它可以進入農退專戶。","quality":0.9},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:14:16.579000+08:00","guessed":false,"end":"2026-01-12T11:14:18.040000+08:00","text":"部長，這樣你了解吧？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:14:19.646000+08:00","guessed":false,"end":"2026-01-12T11:14:25.611000+08:00","text":"就增加短役期士官兵退伍後的轉業保障，您同意嗎？","quality":0.857},{"speaker":"顧部長立雄","start":"2026-01-12T11:14:25.611000+08:00","guessed":false,"end":"2026-01-12T11:14:28.453000+08:00","text":"您的意思是他在服役的期間……","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:14:28.453000+08:00","guessed":false,"end":"2026-01-12T11:14:42.765000+08:00","text":"對，他在服役的期間，國防部就幫他比照參考類似勞退或農退的方式提一筆錢，他退伍後才能帶走，但是不是退伍金的概念，退伍金是一次給，這個是放在帳戶裡面，下面我講給你聽。","quality":0.986},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:14:42.925000+08:00","guessed":false,"end":"2026-01-12T11:15:30.217000+08:00","text":"您看看，我幫你試算了，目前短役期士官兵年資5年以下平均月薪大概是4萬3，5年以上平均是4萬5，我是抓個平均，如果政府提繳，在1-2年幫他提10%，3-4年是12.5%、15%、17.5%、20%，依此類推，以他的薪資比例，大概政府第1年要幫他存10萬3、3-4年要幫他累積到23萬，到了第5-6年、7-8年，最後10年內，政府幫短役期志願士官兵存了七十一萬多，但是這些錢在這10年當中，根據年化淨報酬率累積複利計算，他大概可以領回106萬。","quality":0.796},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:30.217000+08:00","guessed":false,"end":"2026-01-12T11:15:36.219000+08:00","text":"請問藍司長，106萬對於這些10年退伍的志願士官兵、第二類榮民，有沒有比退伍金多？","quality":0.938},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:38.219000+08:00","guessed":false,"end":"2026-01-12T11:15:38.399000+08:00","text":"司長，有沒有？","quality":0.8},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:38.560000+08:00","guessed":false,"end":"2026-01-12T11:15:39.140000+08:00","text":"你知道嗎？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:39.140000+08:00","guessed":false,"end":"2026-01-12T11:15:40.041000+08:00","text":"旁邊是哪一位？","quality":1},{"speaker":"侯次長嘉倫","start":"2026-01-12T11:15:40.041000+08:00","guessed":true,"end":"2026-01-12T11:15:41.502000+08:00","text":"報告，人次室次長。","quality":0},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:41.502000+08:00","guessed":false,"end":"2026-01-12T11:15:42.403000+08:00","text":"來，直接說，有沒有比較多？","quality":0.9},{"speaker":"藍司長靜婷","start":"2026-01-12T11:15:42.943000+08:00","guessed":false,"end":"2026-01-12T11:15:43.484000+08:00","text":"有比較多，但是……","quality":0.667},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:44.165000+08:00","guessed":false,"end":"2026-01-12T11:15:44.705000+08:00","text":"多很多嘛？","quality":1},{"speaker":"藍司長靜婷","start":"2026-01-12T11:15:45.286000+08:00","guessed":false,"end":"2026-01-12T11:15:50.410000+08:00","text":"報告委員，其實我們除了一筆退伍金以外，軍保的部分也有一筆給付。","quality":0.964},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:51.131000+08:00","guessed":false,"end":"2026-01-12T11:15:51.751000+08:00","text":"對，都是一次性的。","quality":0.857},{"speaker":"藍司長靜婷","start":"2026-01-12T11:15:52.292000+08:00","guessed":false,"end":"2026-01-12T11:15:55.074000+08:00","text":"對，軍保的給付，目前官兵自付額是35%，國家負擔是65%。","quality":0.905},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:15:55.074000+08:00","guessed":false,"end":"2026-01-12T11:15:55.254000+08:00","text":"軍保保哪些項目？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:01.150000+08:00","guessed":false,"end":"2026-01-12T11:16:01.710000+08:00","text":"保傷殘嘛！","quality":1},{"speaker":"藍司長靜婷","start":"2026-01-12T11:16:01.710000+08:00","guessed":true,"end":"2026-01-12T11:16:02.710000+08:00","text":"對，傷殘。","quality":0},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:02.451000+08:00","guessed":false,"end":"2026-01-12T11:16:03.091000+08:00","text":"很多項目嘛！對。","quality":0.833},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:03.312000+08:00","guessed":false,"end":"2026-01-12T11:16:04.652000+08:00","text":"但是你知道嗎？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:04.652000+08:00","guessed":false,"end":"2026-01-12T11:16:06.794000+08:00","text":"農退跟勞退只有保什麼？","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:06.794000+08:00","guessed":false,"end":"2026-01-12T11:16:08.215000+08:00","text":"退休的準備！","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:08.215000+08:00","guessed":false,"end":"2026-01-12T11:16:09.396000+08:00","text":"你了解嗎？是。","quality":0.8},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:09.396000+08:00","guessed":false,"end":"2026-01-12T11:16:10.737000+08:00","text":"所以勞保有沒有你說的？也有！","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:11.577000+08:00","guessed":false,"end":"2026-01-12T11:16:12.017000+08:00","text":"農保也有！","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:12.718000+08:00","guessed":false,"end":"2026-01-12T11:16:16.040000+08:00","text":"所以我講的不是保險，我講的是職業保障。","quality":1},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:16.861000+08:00","guessed":false,"end":"2026-01-12T11:16:56.581000+08:00","text":"部長，你回去以後指示你們的幕僚研究一下，如果今天我們國家要提升這些基層的志願役短役期士官兵未來人生第二春的準備，除了前面的6項輔導之外，請你評估一下，如果以10年來說，政府投入的金額是71萬，但是他可以領出來的，因為有了TISA的複利，他可以領出106萬，這對短役期志願士官兵退伍後，除了一次性退伍金之外，不管轉從勞工、轉從農業，他都可以持續地把這樣一個對自己的職業保障帶進去。","quality":0.946},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:16:57.382000+08:00","guessed":false,"end":"2026-01-12T11:16:58.182000+08:00","text":"部長，你了解了？","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:16:59.305000+08:00","guessed":false,"end":"2026-01-12T11:17:07.191000+08:00","text":"我了解，但是我想這個部分看起來是一個新的制度。是的。","quality":0.913},{"speaker":"顧部長立雄","start":"2026-01-12T11:17:08.112000+08:00","guessed":false,"end":"2026-01-12T11:17:10.454000+08:00","text":"涉及到政府要提繳一定的比例。對。","quality":0.929},{"speaker":"顧部長立雄","start":"2026-01-12T11:17:11.575000+08:00","guessed":false,"end":"2026-01-12T11:17:15.218000+08:00","text":"這個部分應該不是國防部本身單純可以決定的。","quality":0.9},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:17:15.278000+08:00","guessed":false,"end":"2026-01-12T11:17:28.328000+08:00","text":"當然，我在財政委員會，我很樂意協助，因為目前我們在國家的財政、在我們國家的金管，TISA這個事情對全民來講是一個全民國民儲蓄，在日本叫NISA，在臺灣叫TISA。","quality":0.932},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:17:28.548000+08:00","guessed":false,"end":"2026-01-12T11:17:50.274000+08:00","text":"最後的結論，因為時間到了，我說結論，請你評估「另設短役期士官兵提繳帳戶，政府依其年資逐年提高提繳比例，其可自行提繳同等比例，該帳戶基金投入TISA累積複利，於其退伍時可全額轉入勞退或農退專戶」之可行性，一個月內提出書面報告，可以嗎？","quality":0.894},{"speaker":"顧部長立雄","start":"2026-01-12T11:17:51.550000+08:00","guessed":false,"end":"2026-01-12T11:18:03.233000+08:00","text":"是，不過，委員，你那個投入TISA累積複利這件事情，如果TISA再去做整個投資的運用還是有一定的風險。","quality":0.804},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:18:03.393000+08:00","guessed":false,"end":"2026-01-12T11:18:06.633000+08:00","text":"當然，它有一定的風險，凡投資必有風險，這沒有錯！","quality":0.95},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:18:06.633000+08:00","guessed":false,"end":"2026-01-12T11:18:08.154000+08:00","text":"但是這幾年來，我們覺得……","quality":1},{"speaker":"顧部長立雄","start":"2026-01-12T11:18:08.334000+08:00","guessed":false,"end":"2026-01-12T11:18:11.054000+08:00","text":"因為你直接講一個複利，好像這個一定可以……","quality":0.833},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:18:11.794000+08:00","guessed":false,"end":"2026-01-12T11:18:42.010000+08:00","text":"它本來就是複利，但是當然會有盈虧、會有損益，這個請你們評估，因為目前國家在推、金管會在推，賴總統也支持、行政院也支持，是不是為了提升短役期志願役官兵在人生第二春的時候，除了目前既有的軍保退伍金之外，還可以有一個累計類似勞退或農退的方式，他未來轉到農民、轉到勞工，這一筆退休保障會跟著他的人生走，好不好？","quality":0.949},{"speaker":"顧部長立雄","start":"2026-01-12T11:18:43.441000+08:00","guessed":false,"end":"2026-01-12T11:18:44.983000+08:00","text":"這個我們要跟相關部會進行協調。","quality":0.714},{"speaker":"鍾委員佳濱","start":"2026-01-12T11:18:45.143000+08:00","guessed":false,"end":"2026-01-12T11:18:50.490000+08:00","text":"但是你們可以先進行評估，其他部會我都會設法來解決，好不好？","quality":0.923},{"speaker":"顧部長立雄","start":"2026-01-12T11:18:50.510000+08:00","guessed":false,"end":"2026-01-12T11:18:51.011000+08:00","text":"好，我們來評估。謝謝。謝謝。謝謝。","quality":0.667},{"speaker":"主席","start":"2026-01-12T11:18:51.511000+08:00","guessed":true,"end":"2026-01-12T11:18:55.225286+08:00","text":"接下來請賴士葆委員上臺質詢。","quality":0}]}},"supported_relations":[],"relations":[]}